Private service charges are separate from the official programme amounts and payment status.
Avoid duplicate or misclassified payments
Reconcile what was actually paid and to whom. A handover should not create an invented government charge or treat a professional invoice as an instructed gift. The nonrefundable processing charge is US$15,000 per person; after vetting when instructed, the principal gift is US$1 million individually or US$2 million corporately. Family additions and continuing corporate conditions are separate.
A defined scope of work, the total fee and its payment schedule, what is refundable and at which stage, the adviser's authorization to give immigration advice, and their written statement of the current official terms. Before considering a transfer, verify the official government domain, the identity of the official recipient, any application reference requirement, and the current refund or reversal terms if stated. The structural questions matter as much as the numbers: a gift is not recoverable capital, a fee described as nonrefundable is spent regardless of outcome, and neither payment purchases a result. Before any transfer, identify the applicant, official payee, authorized payment method, amount, timing, and any stated receipt or refund terms in the controlling material. Confirm current program terms and figures against official sources rather than a summary prepared for another purpose, since terms and amounts are not fixed features of the world.