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SOOKE · EB-5 FIELD GUIDE

Does the offering’s projected repayment date guarantee my money will return then?

Sources checked:

THE DIRECT ANSWER

No. Read the actual contractual and business conditions alongside the applicable immigration requirements.

Separate projection and enforceable terms

A forecast may describe an expectation without ensuring repayment. Do not treat the date as proof that the capital can be withdrawn while all investment conditions remain satisfied.

The lower threshold is available only where the enterprise is principally doing business in a targeted employment area — a rural area, or an area of high unemployment — or where the investment is in a qualifying infrastructure project. Qualifying capital at the applicable level, lawfully sourced and traceable, at least ten full-time jobs for qualifying U.S. workers, and genuine engagement in management or policy formulation. A first review should yield separate evidence paths for capital, the lawful source and movement of that capital, the project, the required jobs, and family timing. Prepare an investor-specific eligibility sheet covering lawful capital placed at risk, applicable amount and project location, job methodology, and management participation. Look for a documented basis for the capital figure claimed, a job-creation method matched to the structure, a clear description of where the money goes, and risk disclosures consistent with the presentation. Business plans, economic reports where permitted, payroll assumptions, offering materials, and transfer records must match the selected structure.