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SIDNEY · GOLD CARD FIELD GUIDE

Should I multiply the family gift by everyone who lives in our home?

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THE DIRECT ANSWER

Calculate charges for the actual eligible applicants included, rather than using household size alone.

Reconcile the applicant list first

Each included spouse or child adds US$1 million plus US$15,000 nonrefundable processing. Do not charge a derivative gift to a US citizen seeking no immigrant benefit, or omit a genuine applicant from the calculation. The nonrefundable processing charge is US$15,000 per person; after vetting when instructed, the principal gift is US$1 million individually or US$2 million corporately. Family additions and continuing corporate conditions are separate.

The larger payment runs from the applicant to the U.S. government and follows successful vetting and official instructions rather than accompanying an application, so it is not a way to move a case forward while an evidence question stays open. Corporate annual and transfer terms remain relevant; the payer’s identity alone should not be used to invent a hybrid route. Because none of the payments is refundable and none is an investment returning capital, the total is money the household will not see again, and the plan should be tested against life after it rather than against the moment of payment. Terms about maintenance charges, transfer mechanics and who bears them are frequently placed in a side letter rather than the main agreement, and a consent form will not mention what it does not incorporate.